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Showing posts from September, 2021

Equity Release Council announce shock increase in single women taking out Equity Release.

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Today, the ERC announced that almost a third (30%) of new drawdown single plans are being taken out by female customers, whilst single male plans dropped to 14%. There are compelling reasons for women to use the equity in their homes to improve the quality of their life during their retirement. Age UK have reported that women are more at risk of living in poverty than men (especially if they are single) and that 1 in 5 women are suffering hardship or living in poverty which has increased from 6% to around 20% in 2021. According to the charity 18% of pensioners are living on the breadline. This is a great concern to us at The Equity Release Lady, especially as many may own their own homes and are cash poor but property rich. Sami Bickford Managing Director of The Equity Release lady said, ‘these figures make it even more important to us to spread the positive message about Equity Release to more people. We are determined to Educate, Empower and Support as many of these wom...

Good Bye Corporate World - Week 5 I have survived

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  Week 5  I h ave Survived So I thought I was going to get an early night before the BIG exam....no chance, my partner took my Son out for a few beers and came home so drunk that, he thought it was really important to wake me up to tell me he was getting into bed quietly so that he didn't wake me up!  I left the house 2 hours before I was due at the exam venue, thank goodness I did as I was sat at the Dartford Tunnel for 45 minutes as there had been an accident.  People laugh at my cautious Capricorn tendencies but today, this was a triumph for the goats.   Whilst sitting in the traffic, I went through all the great exam advice I had been given.   Don't let the questions confuse you by overthinking the answers.     Answer the ones you’re fairly confident of to begin with as this will improve your confidence. Then with the harder ones they usually follow the same principle.   R ead the questions carefully as many of th...

Good Bye Corporate World - Week 4 Help, no more!

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  Week 4 HELP, NO MORE! Monday morning is here and I can put this mock exam off no longer, I've got 2 hours which is plenty of time.  How much of this studying has gone in?  I set myself up in a quiet area, set the timer and an hour later I had answered all 75 questions.  This wasn't the plan its supposed to take 2 hours.  Suppose I had better do the boring bit now and check my answers (I've never been good at this bit, guess I'm just too impatient and want to know how many I got right or wrong).  Right, time to do the big marking session, I was in total shock, pass mark was 70% and I got 80% I was so happy that. On a personal note I have become so obsessed with this exam I have actually turned in to Studyzilla.  The role I had chosen relies on me passing this exam in order to give advice and therefore this exam, is my new job for now.  My house looks like a tip, my friends and family haven't had the same level of care and attention that I...